Tell us what you need
A new car, a used car or a better fit for your existing loan.
Used car loans
Buying from a dealer or a private seller? Start by understanding your finance options.
Explore my options
Before you take the next step
- Vehicle age, condition and seller type can affect eligibility.
- Check vehicle history and ownership before you commit.
- Ask about any inspection or valuation requirements.
Product availability, eligibility and any security requirements are subject to the lender and individual assessment. Contact MRH to confirm the options relevant to you.
Estimate repaymentsA clear path from here
Explore your options
We help you understand repayments, costs and the next steps.
Apply with support
Your broker guides you through the lender’s application process.
BEFORE YOU APPLY
Questions about your car finance
How does getting a car loan work?
Start with your budget and the vehicle you want. We discuss your needs and potential options, then explain the documents and next steps. A formal application is assessed by the lender before a loan offer can be made.
Can I arrange my car finance online?
You can start an enquiry online and speak with MRH by phone, email or WhatsApp. Our team will explain the application process and how any required documents should be shared securely.
Can I apply if I’m self-employed?
Potential options depend on the lender and your circumstances. Your income, business history and supporting documents will need to be assessed. Speak to MRH about your situation.
What if my credit history isn’t perfect?
Credit history is one of the factors a lender considers. Approval is not guaranteed and different terms may apply. Talk to our team before making multiple formal applications.
Do I need a deposit?
Deposit requirements vary. A deposit reduces the amount borrowed and may reduce total interest. The available options depend on the vehicle, lender and your financial circumstances.
How long does approval take?
Timing depends on the lender, the application and whether all required information is available. MRH can explain the expected process, but cannot guarantee an approval time.
What is a balloon payment?
A balloon is a lump sum payable at the end of a loan. It may lower regular repayments, but usually increases interest and leaves a final amount to pay. You need a plan to repay it; refinancing is not guaranteed.
Will this calculator affect my credit score?
No. This calculator uses only the numbers you enter and does not perform a credit check. A formal credit application is different and may involve a credit enquiry.
LET’S GET YOU MOVINGYour next car.
Your next car.
Your next chapter.
Speak to a real person about your car finance.
Talk to MRH0450 199 999